Aligned with Capital Markets. Unlike other life settlement providers. ILS does not compete with its investor clients by purchasing policies for its own proprietary account. ILS has never taken a principal position in a life settlement transaction

Superior Proprietary Analytics. ILS gives clients the benefit of advanced proprietary analytics vetted by Bragg and Associates, an actuarial firm focused on older age mortality. ILS incorporates insight from former President of Society of Actuaries and chief underwriter for Life of Georgia.  ILS modifies actuarial assumptions and stresses longevity exposure to measure policy and portfolio indicators.  

Unique Policy Origination and Execution . The opportunity within the life settlement market lies in inefficiency.  Financial models alone are not enough.  Proactive involvement, particularly with respect to origination channels, is essential to deliver client price execution. Unlike other providers, ILS can work within the NFP network of independent insurance agents and BGA’s to identify unique and more efficient origination for its investor clients.  At the same time, ILS recognizes the importance of activity with non-NFP origination channels to maintain breadth of policy flow.

Institutional Pedigree: Compliance and Best Practices. ILS was founded by three NYSE listed leaders in the fields of insurance origination, capital markets and life products.  Simply put we hold ourselves to a higher standard.   ILS was among the first industry participants to insist upon full transparency from the investor bid all the way to the policy seller proceeds received.   This makes for a more efficient market.  ILS investor clients will always know where they stand with respect to ILS compensation and, as important, broker and agent intermediaries further downstream.